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Author Archives: Howard Roth

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What does the Government’s plan for small businesses mean for you?

Posted on September 12, 2025 by Howard Roth

The Government’s plan for small businesses, also known as The Backing Your Business Plan, is being introduced to support SMEs growth and development. The plan has been created to give businesses the ability to grow and help them realise their … Continue reading →

The cybercriminals are coming – Is your business ready?

Posted on August 11, 2025 by Howard Roth

In today’s interconnected world, cyber‑risk has gone from a simple technical concern to an existential threat for businesses. Every business should be preparing itself to defend against cyber criminals, but the number of those doing so is worryingly low. We … Continue reading →

How can AI deliver unexpected savings within your business?

Posted on August 11, 2025 by Howard Roth

Many business owners assume artificial intelligence (AI) is only relevant for large corporations. However, modern tools are already helping smaller firms reduce costs in subtle but powerful ways. Better supplier pricing Software can now track pricing trends across your industry, … Continue reading →

Should I be worrying about the size of my pension? IHT reform raises questions about this tax-efficient investment

Posted on August 11, 2025 by Howard Roth

For a long time, pensions have offered a tax-efficient way to pass on wealth to the next generation. Under current rules, most defined-contribution pensions sit outside your estate for Inheritance Tax (IHT) purposes. This can mean they are passed on … Continue reading →

Unlocking growth: Grant funding

Posted on August 11, 2025 by Howard Roth

Grants are available to businesses in a wide variety of sectors, but unfortunately, too many businesses miss out on this vital form of funding. An overreliance on loans puts your business in the risky position of struggling to repay debts … Continue reading →

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Recent Posts

  • The clock is ticking down to payrolling Benefits in Kind: What employers need to know January 5, 2026
  • Cashflow crisis: Why SMEs continue to struggle January 5, 2026
  • Employment Rights Act 2025 is here – How employers can prepare their payroll January 5, 2026
  • MTD countdown underway – Landlords and sole traders have just months left to prepare January 5, 2026
  • What are the upcoming changes to EIS and VCTs? January 5, 2026
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