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Author Archives: Howard Roth

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How can AI deliver unexpected savings within your business?

Posted on August 11, 2025 by Howard Roth

Many business owners assume artificial intelligence (AI) is only relevant for large corporations. However, modern tools are already helping smaller firms reduce costs in subtle but powerful ways. Better supplier pricing Software can now track pricing trends across your industry, … Continue reading →

Should I be worrying about the size of my pension? IHT reform raises questions about this tax-efficient investment

Posted on August 11, 2025 by Howard Roth

For a long time, pensions have offered a tax-efficient way to pass on wealth to the next generation. Under current rules, most defined-contribution pensions sit outside your estate for Inheritance Tax (IHT) purposes. This can mean they are passed on … Continue reading →

Unlocking growth: Grant funding

Posted on August 11, 2025 by Howard Roth

Grants are available to businesses in a wide variety of sectors, but unfortunately, too many businesses miss out on this vital form of funding. An overreliance on loans puts your business in the risky position of struggling to repay debts … Continue reading →

Wage growth slows and unemployment rises – What this may mean for your business in months to come

Posted on August 11, 2025 by Howard Roth

The UK unemployment rate has increased to 4.7 per cent from March to May 2025, while the annual growth in employees’ average earnings has slowed to five per cent, according to recent data from the Office for National Statistics (ONS). … Continue reading →

The Employment Rights Bill – Why it matters for your future finances and success

Posted on August 11, 2025 by Howard Roth

The Employment Rights Bill looks set to come into law by the end of the year. Now is the time for any business that hires staff to sit up and take notice, as the bill will impact the way that … Continue reading →

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Recent Posts

  • Are your finances at risk of cyber-attack? Planning for the worst October 2, 2026
  • Borrowing amongst SMEs is on the rise – preparing your business for finance October 2, 2026
  • Medium-sized companies may qualify for audit exemption October 2, 2026
  • How is the mansion tax distorting the housing market? October 2, 2026
  • Demystifying the changes to Benefits in Kind from 2027 October 2, 2026
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