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Author Archives: Howard Roth

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IHT pension reforms now only half a year away

Posted on October 2, 2026 by Howard Roth

We are now just over six months away from the long-anticipated reforms to Inheritance Tax (IHT), which will see unspent pensions included within a person’s estate from April 2027. First announced all the way back in the 2024 Autumn Budget, … Continue reading →

Sequencing short-term finance effectively is vital for avoiding the interest trap

Posted on September 9, 2026 by Howard Roth

For many businesses, short-term finance can provide an essential lifeline when cash flow becomes tight. Whether a business needs support covering a gap between paying suppliers and receiving customer payments, or managing seasonal demand, the right type of finance can … Continue reading →

Inflation increases to a four-month high – How will businesses be impacted?

Posted on September 9, 2026 by Howard Roth

The rate of inflation has hit 2.9 per cent in July 2026, up from 2.6 per cent in June, according to the latest data that has been published by the Office for National Statistics (ONS). This is the first rise … Continue reading →

Gifting out of income – The overlooked way to reduce Inheritance Tax

Posted on September 9, 2026 by Howard Roth

For many people, giving financial support to family members is an important part of their financial planning. Whether it is helping children with pension contributions or providing ongoing assistance, gifting can play an important role in Inheritance Tax (IHT) planning. … Continue reading →

Reckless tax statements: How could an honest mistake become criminal?

Posted on September 9, 2026 by Howard Roth

In June 2026, the Government published a document to gather views on the introduction of a criminal offence for making reckless or untrue statements relating to tax. The Institute of Chartered Accountants in England and Wales (ICAEW) has warned that … Continue reading →

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Recent Posts

  • Are your finances at risk of cyber-attack? Planning for the worst October 2, 2026
  • Borrowing amongst SMEs is on the rise – preparing your business for finance October 2, 2026
  • Medium-sized companies may qualify for audit exemption October 2, 2026
  • How is the mansion tax distorting the housing market? October 2, 2026
  • Demystifying the changes to Benefits in Kind from 2027 October 2, 2026
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