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Author Archives: Howard Roth

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The cybercriminals are coming – Is your business ready?

Posted on August 11, 2025 by Howard Roth

In today’s interconnected world, cyber‑risk has gone from a simple technical concern to an existential threat for businesses. Every business should be preparing itself to defend against cyber criminals, but the number of those doing so is worryingly low. We … Continue reading →

How can AI deliver unexpected savings within your business?

Posted on August 11, 2025 by Howard Roth

Many business owners assume artificial intelligence (AI) is only relevant for large corporations. However, modern tools are already helping smaller firms reduce costs in subtle but powerful ways. Better supplier pricing Software can now track pricing trends across your industry, … Continue reading →

Should I be worrying about the size of my pension? IHT reform raises questions about this tax-efficient investment

Posted on August 11, 2025 by Howard Roth

For a long time, pensions have offered a tax-efficient way to pass on wealth to the next generation. Under current rules, most defined-contribution pensions sit outside your estate for Inheritance Tax (IHT) purposes. This can mean they are passed on … Continue reading →

Unlocking growth: Grant funding

Posted on August 11, 2025 by Howard Roth

Grants are available to businesses in a wide variety of sectors, but unfortunately, too many businesses miss out on this vital form of funding. An overreliance on loans puts your business in the risky position of struggling to repay debts … Continue reading →

Wage growth slows and unemployment rises – What this may mean for your business in months to come

Posted on August 11, 2025 by Howard Roth

The UK unemployment rate has increased to 4.7 per cent from March to May 2025, while the annual growth in employees’ average earnings has slowed to five per cent, according to recent data from the Office for National Statistics (ONS). … Continue reading →

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Recent Posts

  • Mixed picture for UK mergers and acquisitions– Where do the opportunities lie? July 2, 2026
  • Should I gift a lump sum from my pension to family? Understanding the Inheritance Tax implications July 2, 2026
  • Employee Ownership Trusts – What business owners need to know July 2, 2026
  • Benefits in Kind reporting is changing…again July 2, 2026
  • Small businesses to face new Companies House account filing rules from April 2028 July 2, 2026
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